Funeral insurance, also called final expense or burial insurance, is usually a small whole life policy meant to help cover funeral expenses. Titan 360 pairs that coverage, issued by a licensed insurance carrier, with Titan services such as a casket and urn price lock and funeral concierge support. The price lock and concierge are provided by Titan Concierge under a separate services agreement and are not insurance benefits. Read more about what funeral insurance is and what it covers.

Start with the kind of funeral you want. According to the National Funeral Directors Association, the national median cost of a funeral with viewing and burial was $8,300 in 2023 ($9,995 with a burial vault), and a funeral with viewing and cremation was $6,280. Cemetery costs such as a plot and headstone are usually extra. See our funeral cost breakdown, or call us at (501) 204-6246 to talk through a coverage amount that fits your plans.

The cost of funeral expense insurance depends on factors such as your age, health, the coverage amount and the type of policy. Many whole life policies have level premiums, but terms vary, so always check the policy details. Our guide to how much funeral insurance costs explains what affects the price. For funeral insurance quotes, call us at (501) 204-6246.

Many families look into coverage for a parent. In most cases, the parent needs to know about and agree to the policy, and usually takes part in the application. Who can own the policy, pay the premiums and be named as beneficiary depends on the insurer and your state. Read more about burial insurance for parents.

It depends on the policy. Some policies that ask health questions may offer coverage from the start, while guaranteed issue policies with no health questions often include a waiting period before the full benefit is paid. Terms vary by insurer and state, so review the policy before you apply. Learn more about guaranteed issue life insurance and burial insurance with no waiting period.

Often, yes. Many final expense policies are designed for older adults, and some options are available to people with health conditions. Eligibility, coverage amounts and prices vary by insurer and state. See our guides to burial insurance for seniors over 70 and over 80, or call us at (501) 204-6246.

The death benefit is paid to the beneficiary named on the policy, who can generally use it toward the funeral home of their choice. Our concierge team can also help your family compare local options. Read our tips on how to choose a funeral home.

When you choose a Titan casket or urn, its price can be locked for life. The price lock is a Titan Concierge service, not an insurance benefit, and your services agreement sets out the full terms.

A prepaid (pre-need) funeral plan is usually arranged with one funeral home and often settles many decisions in advance. Titan 360 combines funeral insurance with a casket and urn price lock and concierge support, so your family has funds and flexibility when the time comes. Compare the options in our pre-need funeral insurance guide and funeral plans compared.

Your family can call Titan Concierge at (501) 204-6246. We can help with arrangements, coordinate with the funeral home and guide them through the claim process. The insurance carrier pays the death benefit to the beneficiary named on the policy. Learn how long life insurance takes to pay out.

It depends on your situation. Funeral insurance may help if you don't have savings or other life insurance set aside for final expenses. Compare the premiums with the coverage amount and choose a plan that fits your budget. See is burial insurance worth it? and burial insurance vs. life insurance.

In many cases, yes. Some people combine a funeral insurance policy with other life insurance. Insurers may ask about your existing coverage and may limit the total amount they will issue. Learn whether life insurance covers funeral costs, or call us at (501) 204-6246 with questions.

Families often rely on savings, help from relatives or community support. Depending on their circumstances, some may qualify for help from government programs or charities. See charities that help with funeral costs, veterans burial benefits and whether Medicaid covers funeral costs.